All medical expenses that you incur when out of the U.S. are paid out of pocket. Check the terms of your insurance policy and the claim and reimbursement process with your health insurance carrier. Ideally, your insurance should cover international medical treatment, medical evacuation (in an emergency), and repatriation of remains in the event of death. If you’re covered by Cardinal Care, all three categories are covered.
Many types of health insurance may only cover medical treatment abroad. In order to satisfy the two other categories, “medical evacuation” and “repatriation of remains,” you may choose to purchase supplemental travel insurance.